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Gregory S. Lucchesi is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of DE, IL & NY. No insurance business may be conducted outside these states referenced.

Gregory S. Lucchesi is a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, 8630 Waukegan Road, Suite 188, Morton Grove, IL 60053-2228, 847-962-1847. In this regard, this communication is strictly intended for individuals residing in the state of IL. No offers may be made or accepted from any resident outside the specific state referenced.

Neither New York Life Insurance Company, nor its agents, provides tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

^Issued by New York Life Insurance Company and New York Life Insurance and Annuity Corporation.